Debt2Capital™ Legal Information

By using the Debt2Capital™ service, you agree to these terms and conditions. Our service is designed to help you eliminate debt and stay debt free for life. We reserve the right to modify these terms at any time.

1. Information We Collect

We collect several types of information, including:
Personal Identification Information: Name, email address, phone number, and other similar contact data.
Transaction Information: If you make purchases or enter into financial transactions with us, we collect your payment details and related transaction information.

2. How We Use Your Information

We may use the information we collect for the following purposes:
To provide and maintain our services.
To improve user experience and website functionality.
To process transactions.
To communicate with you regarding updates, promotions, or other information relevant to your engagement with us.
To comply with legal obligations.

3. Information Sharing and Disclosure

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.
Information sharing to subcontractors in support services and insurance carriers, such as customer service is permitted.
Legal Obligations: We may disclose your information when required by law in response to subpoenas, court orders, or legal processes.

4. Data Security

We are committed to protecting your personal information. We use industry-standard security measures to safeguard your data from unauthorized access, alteration, or destruction. However, no data transmission over the internet can be guaranteed as 100% secure, and we cannot ensure or warrant the security of any information you transmit to us.

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website.
Cookies help us remember your preferences, improve site performance, and analyze user behavior.
You may choose to disable cookies in your browser settings, but doing so may affect certain functionalities of our site.

6. Your Rights

Depending on your location, you may have certain rights regarding your personal data, including:
The right to access, correct, or delete your personal information.
The right to object to or restrict the processing of your data.
The right to withdraw consent for data processing where consent is the legal basis.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically to stay informed about how we are protecting your information.

8. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at: support@debt2capital.com.

By providing pre-authorization for the use of my credit card, I acknowledge and agree to the following terms and conditions:

1. Authorized Use

I authorize Debt2Capital™ to charge my credit card for the specified amount agreed upon for the ongoing subscription to Debt2Capital™ and the monthly charges associated with my subscription (this includes the required monthly soft credit pulls** for each of the clients (and possibly their spouse/relationship partner) associated with my account in order for the functionality of the software to remain accurate) and prospects you've entered into the system. Any additional charges beyond this authorization require my explicit written or verbal consent.

2. Payment Processing

The pre-authorized amount will be charged to my credit card on an ongoing monthly basis. I understand that charges will be processed securely, and a receipt will be available in the My Account area of my Debt2Capital.com account.

3. Cardholder Responsibilities

I confirm that I am the authorized cardholder and that the credit card provided is valid and in good standing. I take full responsibility for ensuring that sufficient funds or credit limits are available to cover authorized transactions.

4. Revocation of Authorization

I may revoke this pre-authorization at any time by providing written notice to Debt2Capital™, at least 3 business days before the next scheduled charge. Any charges already processed before revocation will not be reversed unless an error has occurred.

5. Disputes and Errors

If I identify an unauthorized or incorrect charge, I will notify Debt2Capital™, within 30 days of the transaction date. Disputes will be handled according to the company's policies and applicable financial institution regulations.

6. Confidentiality and Security

Debt2Capital™ agrees to only use your credit card information for the pre-authorized purposes outlined in our Terms and Conditions. Debt2Capital™ uses Stripe for credit card processing. Stripe is responsible for storing/securing your credit card information.

7. Indemnification

I agree to indemnify and hold harmless Debt2Capital™, and its representatives from any claims, damages, or liabilities resulting from the authorized use of my credit card, except in cases of fraud or gross negligence by the company.

8. Governing Law

This agreement shall be governed by and construed in accordance with the laws of West Virginia, and any disputes shall be resolved in the appropriate jurisdiction.

** Each advisor Debt2Capital™ account will be charged a $1.00 Service Fee and a $0.65 Credit Bureau Fee per active client and their spouse/relationship partner, if applicable.

Debt2Capital™ is not a lender or a debt consolidation service. Results may vary based on individual financial situations and commitment to the program.